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Publication
Impacto da crise da covid-19 na sustentabilidade e necessidades de financiamento das PME do nordeste transmontano do setor de alojamento, restauração e similares
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Advisor(s)
Abstract(s)
O presente trabalho pretende verificar se a pandemia alterou as necessidades e acesso
ao financiamento das PME do setor de alojamento, restauração e similares da região das Terras de Trás-os-Montes de Portugal. O método utilizado é quantitativo e exploratório.
Enviou-se um inquérito a 316 empresas abordando as principais mudanças após o início da pandemia da COVID-19. Os resultados sugerem que, para as empresas, as principais alterações foram a queda do volume de negócios e do lucro líquido após impostos, enquanto os custos em geral se mantiveram inalterados. A maioria das empresas não recorriam a financiamentos antes da pandemia e grande parte julgou não ser necessário recorrer a novos. Daquelas que recorreram, as principais dificuldades no acesso ao financiamento se deram pelo aumento do tempo de espera, burocracia, documentação e garantias exigidas. Os resultados servem apenas como um indicativo de como as empresas foram afetadas, visto que a representatividade da amostra obtida é baixa para que se possa constatar as reais consequências. Assim, este trabalho contribuiu como uma base para um futuro estudo mais aprofundado para entender as verdadeiras motivações dos gestores ao decidir recorrer a financiamentos e as dificuldades no acesso a financiamentos num momento de crise sanitária.
The present work aims to verify if the pandemy changed the needs and access to finance for SMEs in the accommodation, restaurant, and similar sectors in the region of Terras de Trás-os-Montes of Portugal. The method used is quantitative and exploratory. A survey was sent to 316 companies addressing the main changes after the beginning of the covid-19 pandemic. The results suggest that, for companies, the main changes were the drop in turnover and net profit after taxes, while costs in general remained unchanged. Most companies did not use financing before the pandemic, and most considered it was not necessary to use new ones. Of those who resorted, the main difficulties in accessing finance were due to increased waiting times, bureaucracy, the paperwork and guarantees required. The results serve only as an indication of how the companies were affected, since the representativeness of the sample obtained is low so that the real consequences can be seen. Thus, this work contributed as a basis for a future more in-depth study to understand the true motivations of managers when deciding to resort to financing and the difficulties in accessing it at a time of pandemic crises.
The present work aims to verify if the pandemy changed the needs and access to finance for SMEs in the accommodation, restaurant, and similar sectors in the region of Terras de Trás-os-Montes of Portugal. The method used is quantitative and exploratory. A survey was sent to 316 companies addressing the main changes after the beginning of the covid-19 pandemic. The results suggest that, for companies, the main changes were the drop in turnover and net profit after taxes, while costs in general remained unchanged. Most companies did not use financing before the pandemic, and most considered it was not necessary to use new ones. Of those who resorted, the main difficulties in accessing finance were due to increased waiting times, bureaucracy, the paperwork and guarantees required. The results serve only as an indication of how the companies were affected, since the representativeness of the sample obtained is low so that the real consequences can be seen. Thus, this work contributed as a basis for a future more in-depth study to understand the true motivations of managers when deciding to resort to financing and the difficulties in accessing it at a time of pandemic crises.
Description
Keywords
Covid-19 Financiamento externo Micro pequenas e médias empresas Necessidade de financiamento Turismo
Pedagogical Context
Citation
Albino, Beatriz M.; Monte, Ana Paula & Hopfer, Katia R. (2021). Impacto da crise da covid-19 na sustentabilidade e necessidades de financiamento das PME do nordeste transmontano do setor de alojamento, restauração e similares. In V International Forum on Management. p. 636-655. ISBN 978-989-53045-3-0
Publisher
Instituto Politécnico de Setúbal