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Publication
Overindebtedness motivations and self-perceptions of social status
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Advisor(s)
Abstract(s)
The aim of this paper is to explore the relationship of self-Perception of Social Status and the decision-making processes in credit acquisition and indebtedness. We have used a questionnaire specifically designed for this purpose, using several elements from Gathergood (2012) and Adler & Stewart (2007) questionnaires. The survey includes 317 individuals that filled in the questionnaire, the majority living in the Greater Porto area. We tested four hypotheses: (i) individuals who reported a lower self-perceived social status; (ii) with a lower academic qualification; (iii) female and (iv) younger people would present higher levels of indebtedness. To validate these hypotheses, we have used bivariate analysis and logit regression. The results seem to indicate that self-perceived social status plays a significant role in the process of indebtedness also being related to over indebtedness. Of the remaining variables, only gender did not have an association with indebtedness.
Description
Keywords
Indebtedness Over indebtedness Self-perception social status
Pedagogical Context
Citation
Monte, Ana Paula; Ferreira, Emanuel Lopes; Fernandes, António B. (2017). Overindebtedness motivations and self-perceptions of social status. In La cooperación y nuevos enfoques estratégicos ante la complejidad del entorno empresarial globalizado. Puerto Vallarta, Jalisco. p.1267-1284. ISBN 978-607-8153-43-5