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Overindebtedness motivations and self-perceptions of social status
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Orientador(es)
Resumo(s)
The aim of this paper is to explore the relationship of self-Perception of Social Status and the decision-making processes in credit acquisition and indebtedness. We have used a questionnaire specifically designed for this purpose, using several elements from Gathergood (2012) and Adler & Stewart (2007) questionnaires. The survey includes 317 individuals that filled in the questionnaire, the majority living in the Greater Porto area. We tested four hypotheses: (i) individuals who reported a lower self-perceived social status; (ii) with a lower academic qualification; (iii) female and (iv) younger people would present higher levels of indebtedness. To validate these hypotheses, we have used bivariate analysis and logit regression. The results seem to indicate that self-perceived social status plays a significant role in the process of indebtedness also being related to over indebtedness. Of the remaining variables, only gender did not have an association with indebtedness.
Descrição
Palavras-chave
Indebtedness Over indebtedness Self-perception social status
Contexto Educativo
Citação
Monte, Ana Paula; Ferreira, Emanuel Lopes; Fernandes, António B. (2017). Overindebtedness motivations and self-perceptions of social status. In La cooperación y nuevos enfoques estratégicos ante la complejidad del entorno empresarial globalizado. Puerto Vallarta, Jalisco. p.1267-1284. ISBN 978-607-8153-43-5