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Publication
Sobre-endividamento e estatuto social percecionado
Advisor(s)
Abstract(s)
Neste trabalho pretende-se explorar de que forma o Estatuto Social Percecionado (ESP) se relaciona
e impacta no endividamento.
Foram testadas quatro hipóteses: i) indivíduos que relataram um valor reduzido de estatuto social percecionado, ii) com menos habilitações literárias, iii) do sexo feminino e iv) mais jovens apresentariam um nível de endividamento mais elevado. Aplicou-se um questionário a 312 indivíduos da região do Grande Porto e procedeu-se à análise correlacional e à regressão Logit para validar estas hipóteses. Os resultados obtidos suportam o papel significativo que o estatuto social percecionado tem no endividamento, estando associado não só a um endividamento excessivo como ao sobre endividamento. Quanto às outras variáveis, apenas o sexo não demonstrou associação ao endividamento e não contribuiu significativamente para explicar o endividamento que os indivíduos
demonstraram.
The goal of this paper is to explore in which way the Perceived Social Status is related to the indebtedness. Four hypotheses were tested: i) individuals that reported less perceived social status ii) less education iii) female and iv) younger would present higher levels of indebtedness. It was used a questionnaire applied to 312 individuals, most of them living in the Great Porto area. To validate these hypotheses, a correlational analysis and a logit regression was used. The results seem to indicate that the perceived social status plays a significant role in the process of indebtedness also being related to over indebtedness. Of the remaining variables only the variable Sex didn’t have an association or explained indebtedness.
The goal of this paper is to explore in which way the Perceived Social Status is related to the indebtedness. Four hypotheses were tested: i) individuals that reported less perceived social status ii) less education iii) female and iv) younger would present higher levels of indebtedness. It was used a questionnaire applied to 312 individuals, most of them living in the Great Porto area. To validate these hypotheses, a correlational analysis and a logit regression was used. The results seem to indicate that the perceived social status plays a significant role in the process of indebtedness also being related to over indebtedness. Of the remaining variables only the variable Sex didn’t have an association or explained indebtedness.
Description
Keywords
Endividamento Sobre endividamento Estatuto social percecionado Economia comportamental
Pedagogical Context
Citation
Monte, Ana Paula; Ferreira, Emanuel (2017). Sobre-endividamento e Estatuto Social Percecionado. In XXVII Jornadas Hispano-Lusas de Gestión-Científica. Alicante. ISBN 978-84-16724-37-6
Publisher
Universidad de Alicante